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I tend to use bar graphs and pie charts to help me quickly identify my spending habits. Making a chart allows me to visually represent my spending patterns. Creating ChartsĮxcel’s graphs are one of the best features to use if you’re looking for visual insights. For example, I can set it so my budget stays green when it’s less than 75%, becomes yellow between 76% and 90%, and goes to red above 90%. Using conditional formatting, I can add rules to my budget to show a specific color based on how much funding I have used. I can set a budget limit, monitor my spending, and see how much money I have left. Effective Managementīudget management has become more accessible using a free expense report template, Excel. For example, I can add the gas price in a cell and use it to calculate fuel prices based on the updated rates. Using simple formulas also allows me to perform calculations with changing values. By using formulas, I don’t have to worry about manually updating the totals in my spreadsheet. Automatic CalculationĮxcel allows users to use functions and formulas to automate calculations. This makes filtering data easier, as I can use a formula and search for rows containing “Rent” or “Groceries.” Removing or adding categories in a separate list also allows me to update the template in real-time, keeping the data accurate. When I create an expense Excel template, I can add a category section by using a dropdown button. This has eliminated the need for old-school manual records, making it a hassle-free experience. It lets me have an organized format to add all my financial transitions. Using an expense tracking Excel template has simplified my expense tracking process. Here are some of the benefits I experienced: Easy Expense Tracking Using an expense tracking template in Excel has been a game-changer for managing my business finances. Related: Get a Free Business Expenses Spreadsheet Benefits of Using an Excel Expense Template Using expense report forms can help you maintain an organized record of your business expenditures, which is crucial for tax purposes, budgeting, and financial planning. You can add or remove rows and columns, adjust formatting, and include formulas to automate some of the calculations. What Is an Expense Report Template for Excel?Īn Excel expense report template is a pre-made spreadsheet that can be used by businesses and individuals to record and track their expenses.Įxcel expense tracker templates are customizable, meaning you can change them based on your needs and requirements.
Paste the music URL to Cisdem Video Converter. To download the whole YouTube Music playlist, copy the link in the address bar. From the pop-up dialog box, click “Copy”. On YouTube Music: Click on the three vertical dots next to the audio > “Share”. On YouTube: Right-click on the music video, and hit "Copy Video URL". Copy the URL of the YouTube music video that you want to save. Even older computers can benefit from hardware acceleration technology.Īs a multi-purpose YouTube music downloader for PC, it offers more features, such as digitizing files from DVD, editing video, reducing video file size, changing resolution, etc.įree Download Windows 11/10/8/7 Download music from YouTube to PC with Cisdem Video Converter in 3 steps: Not only audio, it supports downloading 4K videos and movies too. YouTube aside, it can also download music from YouTube Music, TikTok, Vimeo, Jamendo, Last.fm, SoundCloud, Twitter and more. You can download music videos in audio or video formats. The Best App to Download Music from YouTube to PC with Original QualityĬisdem Video Converter, as I mentioned earlier, enables you to batch download any YouTube video, including music videos. Option 3 - For users with long-term music download needs, using a YouTube music downloader for PC is the best choice. There is a monthly fee, but it is authorized. YouTube is still the most popular, and you can find music on it that is not available on other platforms, such as an old Frank Sinatra song, a cool commercial tune, a movie soundtrack, etc. Option 2 - Download YouTube music to computer, laptop, or SD card using a YouTube Music or YouTube Premium account. Wikipedia has conducted a comparison of major music streaming services for your reference. If you are an audiophile with critical ears, check out Amazon Music Unlimited, Apple Music, Deezer or Tidal, which require a membership and are expensive. Most listeners can't tell the difference between lossless, Hi-Res music and regular music. Option 1 - Download master-quality sound from other platforms. In case you need to make the conversion because of compatibility issues, Cisdem Video Converter also offers tons of output formats.īased on the previous introduction, you may have some new ideas. Its developer told me that the app captures all original video and audio tracks. If you're not sure whether YouTube music is re-encoded or not, you can check it with Cisdem Video Converter. Converting from low bitrate to high bitrate, or lossy to lossless, will not improve audio quality. Some YouTube music downloaders may be able to directly save YouTube music at 320kbps FLAC, MP3, etc., but actually it happened a transcoding. YouTube uses M4A and OPUS as audio codecs, not FLAC. No, it doesn't, even if you are a Premium user. But YouTube Music Premium differs from YouTube Premium.Īccess everything on YouTube, encompassing YouTube Music and YouTube Kidsĭoes YouTube Come in Lossless or Hi-Res Music? Can I directly download music from YouTube to PC with the Premium version? Whereas YouTube offers a greater variety of music videos, both official and unofficial. Just that YouTube Music emphasizes licensed music and personalized recommendations. YouTube Music and YouTube share the same database. music from YouTube: Is there a difference? It is the successor to Google Play Music, similar to Spotify and Apple Music, focusing exclusively on songs and hosting an array of music videos and audio tracks. YouTube Music is an online music and video streaming service developed by Google's subsidiary, YouTube.
Microsoft Teams provides a built-in feature that allows users to blur their background in Teams before a meeting. Part 1: How to Blur the Background in Teams Before A Meeting Here we'll guide you through the process of blurring the background in Microsoft Teams on Windows, Mac, iOS and Android, highlighting its benefits and providing alternative solutions for better customization. One such feature that has gained significant attention is the ability to blur the background during video calls. Microsoft Teams, being one of the most popular options, offers a wide range of features to enhance the virtual meeting experience. In today's digital age, video conferencing platforms have become an essential part of our professional and personal lives. Your Phone - dedicated to Microsoft's Your Phone Android/PC app and its news and discussions. Mobileīing - dedicated to Microsoft's Bing web search and its news and discussions. This subreddit is suitable for both Office warriors and newbies. Surface - dedicated to Surface powerful laptop/tablet and discussions around it and its peripherals.Įxcel - dedicated to Excel, powerful program of Office suite. Xbox One - dedicated to Xbox One console and its peripherals, news and discussions. Xbox Insiders - Official Xbox Insiders community Windows Redesign - a subreddit for design concepts and Windows mods Windows Insiders - dedicated to Windows Insider program, WI builds troubleshooting. Windows Mobile - dedicated to Windows Mobile OS and discussions about it. Windows - Main Windows community for all versions of Windows. Windows 10 - The main subreddit for content related to the Windows 10 operating system. To enable it, select the checkbox available in the first column of the SIP Accounts table. Once you click OK, the account will be created, but not activated. STEP 7: Activate the account and start using it. To prevent any registration issues, please go to the Advanced tab and change the Reregister every seconds value to 60 seconds rather than 3,600 seconds. STEP 6: Set the Register every option to 60 seconds. If you need further help contact support.If you use a hostname, you will have to add it in VoipNow as well, more precisely in the Unified Communications → Zero Priority → SIP → Accept SIP requests to domain:port field. Use a local IP address, Disable ICE then Click 'OK' Go back to device configuration using the menu.Ĭhange to the following settings. The following topology change may help in some situations where you have one-way audio (can't hear caller) or can't get online. Solution: Fix the parameters Username Or Authorisation Username You are being rejected because your Username is not identical to your Authorisation Username (They should both be your 0844 number) NOTE: Your VoIP password may NOT be the same as your web login password, your Username is your 0844 number. Solution: Check your username and passwords are correct. You are being rejected because your Username/Password pair is not correct. PC plugged into one router, which is plugged into another).Ĥ) Replace your router with a VoIP friendly oneĥ) Talk to your ISP or IT department and ask them to make sure they are not blocking SIP messages on UDP port 5060. Make sure you are not trying to connect behind cascaded routers (your Incorrectly (should be .uk) OR the service is being blockedīy a firewall OR messages are not received because of a NAT routerġ) Make sure the domain parameter is set to '.uk'Ģ) Disable any firewalls temporarily on your PC and router to verifiy if this is the problem. This is because you have configured the domain parameter This means your phone can't reach the service. de-active your firewall temporarily to see if this resolves the problem. The message the phone shows on the screen may give clues Unplug any other devices on your network to make sure nothing is using your bandwidth Will not go online (Ready) Try shutting down all other applications that are running on your PC Poor quality speech is can be due to IP bandwidth limitations or high CPU load - the following may help. You will be able to call your 0844 number from any regular mobile or landline. It's a good idea to also test incoming calls. Making your first calls Performing an echo testįirst call should be an echo test, this will make sure your speakersĪnd microphone have been correctly set up. Your phone number should also be displayed. You have configured your phone correctly, it should say 'ready' in the Make sure your account is enabled, then click 'Close'. Make sure the box "register with domain" is ticked. you canĪccess your VOIP line control panel by logging in to your web account ( login here) and selecting your number from the 'Services' menu at the top of the page Setting the Account PropertiesĬonfigure the phone as illustrated above.Ĭan find all the settings you need on your VoIP control Panel. Once the phone has been installed, the "SIP Accounts" dialogue box should open up automatically. You will need to add your freespeech account to the phones configuration. Once the phone download and installation is complete ( you can download here). You can find more details on features etc. X-lite V 3.0 is the popular FREE voice and video software phone fromĬounterpath. Solution Configuration guide for X-Lite V 3.0Ĭonfiguration of the X-Lite V3.0 is simple - it should take you less than 5 minutes. There is the option to have a photo of your choice act as the desktop background, with it showing whenever the system is booted up and menu navigation is taking place, adding a simple, yet effective, personal touch. Clearly the DSi cameras were never intended to become replacements for a standard camera, but for the purposes of playing around with and adding fun extra modes to certain game releases (thanks to the motion detection feature that picks up head and hand movements), they certainly do their job more than adequately. Both cameras are 0.3 mega-pixels, which produce a standard photo size of 640x480. It is in fact one of two cameras included in the system, with the other being an internal one that directly faces the player whilst the system is in use. Given the prominence of the ‘eye’ that appears to be staring at you when the DSi unit is closed, it proves to be a key focal point that will intrigue all new owners. The new aspects added to the hardware, however, counter-balance these omissions. Additionally, whilst standard DS games still have no region restrictions, any titles that have DSi-specific features (using the camera in-game, for instance) or are entirely exclusive to DSi, will indeed be region locked. First of all, the second slot at the bottom of the system has been removed, meaning that it is not backwards compatible with the Game Boy Advance range, nor can games such as Guitar Hero: On Tour be played, since titles such as Activision Blizzard’s music-based product use ‘Slot 2’ for accessories that are fundamental to gameplay. For those that have yet to sample the DSi range, it is important to realise that although the system plays all existing DS releases, there are some features missing from the DS and DS Lite. In with the old…Following on from Cubed3’s illustrative comparison of the Nintendo DSi XL and various other systems and game-related items, now it is time to take a look at what makes it tick. Cubed3 takes a closer look at what can be expected… A mere eleven months down the line, a larger version, the DSi XL, is due to hit European retail on 5th March, 2010. As a result, it axed the Game Boy Advance slot, added in a camera and audio playback, as well as introduced an internal web browser and the DSiWare download service for new games for the DSi launch on 3rd April, 2009. Once the preliminary popularity explosion of the platform had begun to settle down somewhat, Nintendo decided another revision was required. After seeing off the Game Boy Advance and GameCube to become the company’s main platform prior to the release of the Wii, Nintendo capitalised on the new audience that had been drawn to the system thanks to games like nintendogs and Animal Crossing by launching the sleeker DS Lite on 23rd June, 2006, not long after the Western debut of Dr. Back on 11th March, 2005 in Europe, Nintendo originally unleashed what was meant to be its ‘Third Pillar’ system, the touch-screen enabled DS, which was named as such due to its dual-screen setup (although some deemed it the ‘Developer System’ due to its lower development costs and the simplicity to create games on it). 3.,Feel free to rename or delete categories in these tabs. 2.,Then, fill out the Expenses and Income tabs. How to use this template 1.,Get started by entering your starting balance in Row 13 below. Check out a list of money saving products I use, in order to drive your costs lower on things like cell phones, internet, energy, water, insurance, and much more. Setup Annual budget tracker Plan and track your monthly spending for the entire year. It will be a lot of hard work and a challenge, but completely worth it. Now that you know what your budget looks like, the fun work begins – optimizing your monthly budget. Ideally, this personal finance budget planner will allow you to predict how much cash flow you have available to spend during a given month so that you can plan throughout the year. You should really only need to update your sheet periodically as an income or expense item changes in amount, or at the end of every month as you you receive your statements. Haverland Budget is for those looking to add every possible detail with an amount, date, and expense category. Next, you will want to fill out your one-time items:įinally, add your totals on the corresponding rows (12 and 45 in the original) on the ‘Total Budget’ sheet: First, grab your W2 so that you can input all of your income rows, in the section as shown below: Here is a step-by-step process for filling out your budget.ġ. However, make sure that the formulas in the ‘Total’ rows compensate for your alterations. I like this spreadsheet because no technical skills are required to use it. How to Use your Free Personal Budget Planner SpreadsheetĮveryone’s personal income and expense lines are going to vary slightly from what you will find in this personal budget planner. The first step to creating a simple budget is to open the ‘Monthly budget’ spreadsheet that comes with Google Sheets. csv spreadsheet file, you can also select ‘File’ and ‘Download’ to download the spreadsheet in the format of your choice. If you prefer an offline Excel (.xlsx) file or. Do not request to share as that will not do anything – just make a copy and use the copy for your personal use. Now you should be able to edit your own version in Google Docs. If you do not have a Google account, create one here. In order to save and edit your own version of this spreadsheet, you’ll need to first log in to your Google account, select ‘File’, and ‘Make a Copy’. You’ll notice that you cannot edit this spreadsheet. Select ‘File’ and ‘Make a Copy’, or ‘File’ and ‘Download’.Sign in to your Google account (if you aren’t already).Follow this link: personal budget planner (Google Drive).Free Budgeting Spreadsheet – Excel or Google Sheetsįor the free Google Drive personal budget planner spreadsheet: Click here to view the template.If you like what you see, either click File > Make a copy. I have also included an easy-to-follow tutorial on how to use these spreadsheets. Overview of the tabs inside the couples expense tracking spreadsheet. 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It appears that taking off your shoes is a symbol for a heart willing to humble itself before the Lord and be cleansed. I didn’t see that it was a symbol for removing or excluding the dirt and sin of the world or that it was really a command linked to preparing your heart.įor thus says the high and lofty One–He Who inhabits eternity, Whose name is Holy: I dwell in the high and holy place, but with him also who is of a thoroughly penitent and humble spirit, to revive the spirit of the humble and to revive the heart of the thoroughly penitent -Isa 57:15 AMP I saw it as obedience and as a sign of reverence, worship and humility. I didn’t see before the whole significance of the Lord’s command to take off your shoes. This is Jacob, the generation of those who seek Him w ho seek Your face. He shall receive blessing from the LORD, a nd righteousness from the God of his salvation. Who may ascend into the hill of the LORD? Or who may stand in His holy place? He who has clean hands and a pure heart, who has not lifted up his soul to an idol, n or sworn deceitfully. Who can ‘see’ God? Who can ‘stand’ on holy ground?īlessed are the pure in heart, for they shall see God. ‘But only those who see, take off their shoes’. Holy ground is holy, ‘set apart, unique, distinct’ because this is ground that the Lord chooses to reveal Himself in. Every part of the earth bears witness that He is good. The Lord’s mercy or goodness is manifest everywhere. The earth is full of the goodness of God. The heavens are telling of the glory of God And their expanse is declaring the work of His hands. It was a way of excluding the dust and dirt of the world.įrom the above it appears that ‘holy ground’ is the place where God is active revealing Himself. The removal of sandals was, and still is in the East, a sign of humility and reverence in the presence of the Holy One. Because God was in this place, the ground was different – it was holy. The word קֹדֶשׁ (qodesh, “holy”) indicates “set apart, distinct, unique.” What made a mountain or other place holy was the fact that God chose that place to reveal himself or to reside among his people. The place where he is active in revealing himself is a holy place. The phrase holy ground points to the fact that God is not limited to a particular locale. I knew the flaming bush and taking off of shoes was referring to Moses and the burning bush.Īcts 7:33 … The LORD said to him, “Take your sandals off your feet, for the place where you stand is holy ground”.Ī quotation from Exod 3:5. The rest sit around it and pluck blackberries.” – Elizabeth Browning But only those who see, take off their shoes Section 6: The term for which copyright shall subsist shall, except as otherwise expressly provided by this Act, be the life of the author, the remainder of the calendar year in which the author dies, and a period of fifty years following the end of that calendar year. In keeping with the Berne Convention, the length of a copyright in Canada is: Canada's specific copyright document can be found at Copyright Board of Canada. Canada is a signatory of the Berne Convention (a document 150+ countries have signed to help protect copyrights) - so even if you aren't Canadian, odds are your country recognizes Canada's copyright. If you have questions relating to our copyright, please submit them on our Contact Us page. Nor may you transmit it or store it in any other website or other form of electronic retrieval system. You may not, except with our express written permission, distribute or commercially exploit the content. php pages on this website (but do not link to the. Do not sell any of our material or include any of our material for sale as part of a larger package.Do not include our material in books, newspapers, magazines, videos, television shows or applications.Do not copy any of our content on to another website (this includes YouTube).The material on this website is intended for people to view online or print for personal use only. We hold the copyright to the content and material on this website. Please try again later.Īs this website is only made possible by the advertisements presented when viewed online, we DO NOT provide copies or consent to copying of our material to be used for offline use. Minecraft: Pocket Edition (informally known as MCPE or PE) was the former title of the Bedrock Edition of Minecraft developed by Mojang Studios for mobile devices before 1.2.0, although subsequent builds are still commonly (if erroneously) referred to as Pocket Edition. 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